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If you are a first-time borrower at PCCC, you must complete the steps outlined below:

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  • Complete a Master Promissory Note

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  • Review the limits on how much you can borrow

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  • Submit the Federal Direct Loan Request Form for the appropriate aid year.


You can scan and email the Loan Request Form to fa@pccc.edu or fax to (973) 279-5337

*Note: If you have already borrowed a Federal Direct Loan at PCCC, you will not have to complete Steps 1 and 2 in the list above. If you borrowed a Federal Direct Loan at another school within the last 10 years, you will not need to complete another MPN; however, you will need to complete Entrance Counseling.


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  1. If you have already borrowed a Federal Direct Loan at PCCC, you will not have to complete Steps 1 and 2
  2. You can scan and email the Loan Request Form to fa@pccc.edu or fax to (973) 279-5337

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